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J, K

Joint Ownership Agreement	An agreement made between two or more owners of the same property, defining their rights and responsibilities (e.g. recommended in the case of married owners of property) See Equity sharing
Joint tenancy, or Tenants by the entirety	Ownership of real estate by two or more parties held jointly for life; if one of the owners dies, the survivor(s) inherit the property without reference to the deceased's will
Judgment	A decision or decree made by a court of law
Judgment lien	A claim against the real property of a debtor, as decreed by the court
Jumbo loan, or Non-conforming loan	A loan amount that exceeds the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation; because such loan cannot be funded by these two agencies, it carries a higher interest rate
Junior mortgage, or Secondary mortgage	A mortgage whose claim to repayment is of lesser priority than another, previously recorded mortgage

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The Di Lewis Team Prudential Americana Group, Realtors 871 Coronado Center Dr., Suite 100 Henderson, NV 89052 Phone: 702-566-5827 Fax: 702-565-7563 Cell: 702 824 2188 Email: di@dilewis.com Di & Mike are married with four daughters and four grand children and live in Lake Las Vegas. Di was born in Australia and has been a U.S. resident since 1985 and is a US citizen. Prior to practicing real estate, Di & Mike owned and operated an international textile corporation specializing in home furnishings, with offices in New York, Hong Kong and Australia. They have extensive experience dealing with foreign nationals and Di knows what it's like to move from one side of the world to the other. Real Estate designations held include: GRI (Graduate of the Real Estate Institute) ABR (Accredited Buyers Representative) e-PRO (Certified Internet specialist). Mike was born in New York and has holds a BBA from Adelphi University and is is a New York CPA. Mike is the team manager and brings a wealth of financial management and administrative experience to the team. Mike specializes in commercial real estate and is currently a CCIM candidate. www.dilewis.com is brought to you by The Di Lewis Team NUMBER1EXPERTS™ in real estate for Henderson, Lake Las Vegas and Las Vegas, Nevada Read The Di Lewis Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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