Henderson, Lake Las Vegas and Las Vegas, Nevada Real Estate Listings & Homes For Sale Provided by The Di Lewis Team

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Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

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Q	What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
A	One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million.
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The Di Lewis Team, REALTOR®, real estate agents and broker for Henderson, Lake Las Vegas and Las Vegas, Nevada home listings, property and land for sale - NUMBER1EXPERT(tm)

The Di Lewis Team
Realty One Group
9089 S. Pecos Rd, Suite 3400
Henderson, NV 89074
Phone: 702-566-5827
Fax: 702 946 5082
Cell: 702 824 2188
Email: di@dilewis.com
Di & Mike work as a team specializing in High Rise condominiums, resort property, new homes, luxury real estate and investment property. . Real Estate designations held include: GRI (Graduate of the Real Estate Institute) ABR (Accredited Buyers Representative) e-PRO (Certified Internet specialist). Mike was born in New York and holds a BBA from Adelphi University and is is a former New York CPA. Mike is the team manager and brings a wealth of financial management and administrative experience to the team and is a certified Foreclosure and Short Sales Specialist. He specializes in investment property and commercial real estate and is a CCIM candidate.

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