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• Special Offers - Special offers for Henderson, Lake Las Vegas and Las Vegas homeowners from The Di Lewis Team.

• Affiliates - The Di Lewis Team's real estate web site affiliates.

• eNewsletter - The Di Lewis Team'sHenderson, Lake Las Vegas and Las Vegas newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Nevada, and United States.

• Market Conditions Report - Market conditions report for this area, Nevada, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Henderson, Lake Las Vegas and Las Vegas, Nevada mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Nevada or buy your own Henderson, Lake Las Vegas and Las Vegas house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Henderson, Lake Las Vegas and Las Vegas mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Nevada real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask The Di Lewis Team anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - The Di Lewis Team's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - The Di Lewis Team's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Henderson, Lake Las Vegas and Las Vegas property in Nevada, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Henderson, Lake Las Vegas and Las Vegas Homes, For Home Buyers, For Home Sellers, Henderson, Lake Las Vegas and Las Vegas Information, Real Estate Resources, and About The Di Lewis Team.

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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation Nevada Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Henderson, Lake Las Vegas and Las Vegas

First Time Buyers >Affording A Home Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers. As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines. Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term. See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What oceanfront area is currently the most popular choice among people searching for second homes and vacation homes? A  According to statistic published early in 2005, the Florida coast is the most sought-after vacation and retirement destination in the United States. See More Real Estate Trivia >

The Di Lewis Team Realty One Group 9089 S. Pecos Rd, Suite 3400 Henderson, NV 89074 Phone: 702-566-5827 Fax: 702 946 5082 Cell: 702 824 2188 Email: di@dilewis.com Di & Mike work as a team specializing in High Rise condominium properties, resort property, luxury real estate and investment property. . Real Estate designations held include: GRI (Graduate of the Real Estate Institute) ABR (Accredited Buyers Representative) e-PRO (Certified Internet specialist). Mike was born in New York and has holds a BBA from Adelphi University and is is a former New York CPA. Mike is the team manager and brings a wealth of financial management and administrative experience to the team and is a certified Foreclosure and Short Sales Specialist. He specializes in investment property and commercial real estate and is currently a CCIM candidate. www.dilewis.com is brought to you by The Di Lewis Team NUMBER1EXPERTS™ in real estate for Henderson, Lake Las Vegas and Las Vegas, Nevada Read The Di Lewis Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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